Saving Accounts
Personal Savings Earn interest as you save
Money Market Checking Earn higher interest with limited check writing
Certificates of Deposit Higher rate of interest on $500 or more
Individual Retirement Accounts A tax-friendly way to save for the future
Personal Savings Account
Earn interest as you save.
- Interest is paid on the daily collected balance $51 and above each calendar quarter
- ATM Card available
- Free direct deposit
- Free online banking
- Initial minimum opening deposit of $25
- $25 minimum balance to avoid service charges
- 12 free withdrawals per calendar quarter, $1 service charge for each subsequent withdrawal
Required New Account Information
By selecting the Apply Now button below, you acknowledge the disclosures made available from this page and accept the terms contained therein. Applications are subject to approval.
Truth in Savings Disclosure
Electronic Fund Transfers Disclosure
Notice of Negative Information (Pre-sharing)
Financial Privacy Notice (First National Bank)
Money Market Plus
Earn premium interest with limited check writing
- Premium interest paid on the account if daily collected balance is $10,000 or more
- Federal regulations allow only 6 pre-authorized debits per month. Only 3 of these debits can be checks payable to third parties
- Unlimited number of deposits and cash withdrawals per month
- Free online banking
- Initial minimum opening deposit of $10,000
Required New Account Information
By selecting the Apply Now button below, you acknowledge the disclosures made available from this page and accept the terms contained therein. Applications are subject to approval.
Truth in Savings Disclosure
Electronic Fund Transfers Disclosure
Notice of Negative Information (Pre-sharing)
Financial Privacy Notice (First National Bank)
Money Market Account
Earn higher interest and with limited check writing
- Keep a $1,000 average monthly collected balance and the $8 monthly fee is waived
- Interest paid on the account if daily collected balance is $1,000 or above
- Federal regulations allow only 6 pre-authorized debits per month. Only 3 of these debits can be checks payable to third parties
- Unlimited number of deposits and cash withdrawals per month
- Free online banking
- Initial minimum opening deposit of $1,000
Required New Account Information
By selecting the Apply Now button below, you acknowledge the disclosures made available from this page and accept the terms contained therein. Applications are subject to approval.
Truth in Savings Disclosure
Electronic Fund Transfers Disclosure
Notice of Negative Information (Pre-sharing)
Financial Privacy Notice (First National Bank)
Certificates of Deposit (CD)
Earn a higher, fixed rate of interest
- Minimum opening deposit of $500
- Automatically renews at maturity at the current rate being offered. Ten calendar day grace period
- Penalty for early withdrawal
- CDs 12 months and under forfeits 31 days interest
- CDs over 12 months forfeits 90 days interest
- Interest compounded quarterly
- Rate offerings are subject to change weekly
- Multiple and flexible maturities available to meet your needs. For more information Contact Deposit Services
Required New Account Information
By selecting the Apply Now button below, you acknowledge the disclosures made available from this page and accept the terms contained therein. Applications are subject to approval.
Truth in Savings Disclosure
Notice of Negative Information (Pre-sharing)
Financial Privacy Notice (First National Bank)
Freedom CD Certificate of Deposit (CD)
Earn a higher, fixed rate of interest; limited deposits and withdrawals allowed without penalty
- Minimum opening deposit of $5,000
- Limited deposits and withdrawals may be allowed without penalty; see Truth in Savings Disclosure - Freedom Certificate of Deposit for more details
- If balance drops below $2,500 you are required to close account
- 24-month term
- Automatically renews at maturity at the current rate being offered
- Interest compounded quarterly
- Rate offerings are subject to change weekly
- First National reserves the right to limit deposits
- For more information Contact Deposit Services
Required New Account Information
By selecting the Apply Now button below, you acknowledge the disclosures made available from this page and accept the terms contained therein. Applications are subject to approval.
Truth in Savings Disclosure - Freedom Certificate of Deposit
Notice of Negative Information (Pre-sharing)
Financial Privacy Notice (First National Bank)
Individual Retirement Accounts (IRA)
A tax-friendly way to save for the future
- FDIC Insured up to $250,000
- Guaranteed not to lose principal balance
- Earn attractive rates of interest
- Variable or fixed rate options available. Penalty for early withdrawal for fixed rate IRAs
- Consult with your tax advisor regarding how an IRA may benefit you
- Sorry, but you can not apply for this account online. Please Contact Deposit Services to receive additional account information and disclosures
Required New Account Information
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open your new account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
For corporation, partnership, trust and other business accounts we will collect name, taxpayer identification number and the physical location of the business. As per bank policy, other information may also be necessary.
